Apply Online Or By Phone
San Diego Title Loans is always ready to assist you
Get From *$2,510 to $50,000 and receive approval in minutes. No Credit? Bad Credit? No Problem. Get Same Day Cash And Keep Driving Your Car. Fast, Convenient, No Hassle Process. Apply Now and Find Out How Much Money Your Car Qualifies For!!
How The San Diego Title Loan Process Works
After you complete the short online application a title loan agent will follow up and let you know what you would qualify for and what your payments will be using the VIN # of the vehicle and the Kelley Blue Book value. If you agree to the terms you will need to send in the items requested. The most often requested items are photos of the vehicle, proof of insurance, photo ID and photo of the car title. In many cases you will be asked to provide a copy of your paystub and proof of residence. All of these items can be submitted by simply taking a photo and sending them to the agent via text message or email. Other items may be required based on your individual application. Once your information is verified you will meet with a notary at a location that is convenient for you to sign your loan documents, have the vehicle inspected, and collect your loan funds. They will also need the original vehicle title that will be held until the loan is repaid. When you pay your loan off, you will receive the title back.
Some Common Questions About Title Loans
Do you do a credit check
A credit check is done to make sure that you are not currently in active bankruptcy. You can still qualify for a title loan even if you have bad credit or no credit at all. The lender will look at your overall willingness and ability to repay the loan but the most significant factor of the loan is the value of your vehicle.
Do you need to have a job to qualify?
You will need to have some method to pay the loan back but that doesn’t mean you need a traditional 9-5 job as long as you have some type of income coming in that is sufficient to repay the loan. Your income can be from self-employment, rental property, social security, alimony and child support or any income that you get on a routine basis.
How long do I have to pay the loan back?
Most loans are financed for 3 years (36 months) but we can be flexible in some cases. Occasionally loans are financed or amortized for up to 48 months. All of the loans can be paid off early at any time without a penalty. In fact, the wisest thing to do with your title loan is to repay it as quickly as possible to save on excessive interest payments.
Do loan companies want to take your car?
Some loans do end up in repossession but lenders do not make loans with the hopes that you don’t make your payments. repossessions are expensive to do and usually result in a loss for the lender. They would much prefer that you make your payments and will usually try to work with you to prevent the need to repossess the vehicle.
Locations We Serve
You can get a title loan anywhere in San Diego County using the online application right here on SanDiegoTitleLoans.com. In fact, if you aren't near a signing location, a notary will be sent to your location to take care of you.
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Areas We Serve
San Diego, Point Loma, Corona, Oceanside, Carlsbad, Rancho Panasquitos, Vista, Rancho Bernardino, Poway, Julian, Lakeside, Harbor Island, Encinitas, Cardiff By The Sea, Anza Borrego, Mission Bay, Ocean Beach,
Chula Vista, Mission Valley, Bonita, Mira Mesa, Hillcrest, National City, Imperial Beach, Shelter Island, Pacific Beach, Escondido, Solana Beach, Del Mar, La Jolla, Kearney Mesa, Miramar, Alpine, El Cajon, La Mesa and all other areas in Southern California to Apply For Title Loans Near You
Areas We Serve
92101, 92102, 92103, 92104, 92105, 92106, 92107, 92108, 92109, 92110, 92111, 92112, 92113, 92114, 92115, 92116, 92117, 92118, 92119, 92120, 92121, 92122, 92123, 92124, 92126, 92127, 92128, 92129, 92130, 92131, 92132, 92134, 92135, 92136, 92137, 92138, 92139, 92140, 92142, 92143, 92145, 92147, 92149, 92150, 92152, 92153, 92154, 92155, 92158, 92159, 92160, 92161, 92162, 92163, 92164, 92165, 92166, 92167, 92168, 92169, 92170, 92171, 92172, 92173, 92174, 92175, 92176, 92177, 92178, 92179, 92182, 92184, 92186, 92187, 92190, 92191, 92192, 92193, 92195, 92196, 92197, 92198, 92199
San Diego Title Loans
*Credit approval is subject to standard credit criteria and requires sufficient equity in your vehicle. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by applicant. **Minimum loan amounts vary by state and borrower must demonstrate the ability to repay the loan. Initial application processes could take as little as five minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 5PM PST on a business day.
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