San Diego Title Loans

Car Title Loans Done Fast Anywhere In San Diego County

Apply Online Or By Phone

WHY CHOOSE CASH FAST LENDING?

 

Easy Lending Process

When you are looking for car title loans in Los Angeles, San Diego, Sacramento or anywhere else in California you have lots of choices for lenders. In many cases, the paperwork and qualifying are almost as bad as trying to get a loan to buy a new home. With Cash Fast Lending you simply complete the short application form online or call in to speak to a title loan agent. Within minutes you will know exactly what you qualify for and have a list of the documents that are needed to complete the application. The easiest way to send those is to take a picture with your phone and forward them either by email or text message.

Lower Interest and Fees

Cash Fast Lending Lending is a offers an easy, no-hassle process to get the money you need fast. Although title loans are know to have very high interest rates, our title loan interest rates are among the lowest in San Diego and will vary depending on your individual circumstances. Less risky loans get better rates than higher risk loans.

How The San Diego Title Loan Process Works

A title loan (also know as a car title loan or auto pawn) is a type of secured loan in which a borrower will use their vehicle title as collateral. These loans were started back in the 1990s as a way to service individuals with a poor credit history and have grown increasingly popular. These loans are very similar to unsecured loans and payday loans. Since the borrower is using their car title as collateral they do risk the chance of losing their vehicle to repossession if they default on the loan. If the borrower is unable to pay back the loan or is late with his or her payments, the title loan lender may seek to take possession of the car and sell it to offset what is owed. Typically lenders choose this option as a last resort because it may take months to recover the vehicle, and repossession, auction, and court costs all decrease the amount of money they are able to recoup. During this time, the lender is not collecting payments yet the vehicle is depreciating. Most states require the title loan lender to hold the vehicle for 30 days to allow the borrower time to recover it by paying the balance. Borrowers considering a title loan should look for other sources of funds first since interest rates are typically higher than standard loans.

The basic steps to getting a title loan are outlined here. First you will complete the short online application a title loan agent will follow up and let you know what you would qualify for and what your payments will be using the VIN # of the vehicle and the Kelley Blue Book value (check your car’s value at www.kbb.com). If you agree to the terms you will need to send in the items requested. The most often requested items are photos of the vehicle, proof of insurance, photo ID and photo of the car title. In many cases you will be asked to provide a copy of your paystub and proof of residence. All of these items can be submitted by simply taking a photo and sending them to the agent via text message or email. Other items may be required based on your individual application. Once your information is verified you will meet with a notary at a location that is convenient for you to sign your loan documents, have the vehicle inspected, and collect your loan funds. They will also need the original vehicle title that will be held until the loan is repaid. When you pay your loan off, you will receive the title back.

Get In Touch

(858) 280-2906

Average Rating: 5 out of 5

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Agents Available To Handle Your Auto Title Loan Application

Monday:8:00 A.M. - 7:30 P.M.

Tuesday:8:00 A.M. - 7:30 P.M.

Wednesday:8:00 A.M. - 7:30 P.M.

Thursday:8:00 A.M. - 7:30 P.M.

Friday:8:00 A.M. - 7:30 P.M.

Saturday:9:00 A.M. - 5:00 P.M.

Sunday:9:00 A.M. - 2:00 P.M.

Car Title Loans Online Application

Find Out How Much Money Your Car Qualifies For!

Apply Online – Loan Approval In Minutes

Vehicle Information

If your Make is not listed or if a motorcycle, RV, or other type of vehicle select "Other" and include the information in the "Model" section below

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Areas We Serve

San Diego, Point Loma, Corona, Oceanside, Carlsbad, Rancho Panasquitos, Vista, Rancho Bernardino, Poway, Julian, Lakeside, Harbor Island, Encinitas, Cardiff By The Sea, Anza Borrego, Mission Bay, Ocean Beach,
Chula Vista, Mission Valley, Bonita, Mira Mesa, Hillcrest, National City, Imperial Beach, Shelter Island, Pacific Beach, Escondido, Solana Beach, Del Mar, La Jolla, Kearney Mesa, Miramar, Alpine, El Cajon, La Mesa and all other areas in Southern California to Apply For Car Title Loans in San Diego Near You

Areas We Serve

92101, 92102, 92103, 92104, 92105, 92106, 92107, 92108, 92109, 92110, 92111, 92112, 92113, 92114, 92115, 92116, 92117, 92118, 92119, 92120, 92121, 92122, 92123, 92124, 92126, 92127, 92128, 92129, 92130, 92131, 92132, 92134, 92135, 92136, 92137, 92138, 92139, 92140, 92142, 92143, 92145, 92147, 92149, 92150, 92152, 92153, 92154, 92155, 92158, 92159, 92160, 92161, 92162, 92163, 92164, 92165, 92166, 92167, 92168, 92169, 92170, 92171, 92172, 92173, 92174, 92175, 92176, 92177, 92178, 92179, 92182, 92184, 92186, 92187, 92190, 92191, 92192, 92193, 92195, 92196, 92197, 92198, 92199

San Diego Title Loans

Get the cash you need today with no hassle
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(858) 280-2906
Cash Fast Lending, LLC may act as the broker for the loan and may not be the direct lender. Loans in California are made or arranged pursuant to a California Finance Lenders Law License.
*Credit approval is subject to standard credit criteria and requires sufficient equity in your vehicle. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by applicant. **Minimum loan amounts vary by state and borrower must demonstrate the ability to repay the loan. Initial application processes could take as little as five minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 5PM PST on a business day. Read more about title loans here.
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